Paul Merriman
Sound Investing For Every Stage of Life 

My goal is to help you make
 more money with less risk and
more peace of mind.”


2018 Update of Paul's "Ultimate Buy-and-Hold" Portfolio
For many years Paul and Rich have updated the Ultimate Buy-and-Hold Portfolio, and have posted the updates for 2018.  This podcast is a step-by-step discussion of building a portfolio of 10 major equity asset classes. 

This is what investors should really be afraid of 
Plenty of potential potholes await investors these days, but I think the biggest worry for most folks should be themselves.

Best Advice

From Social Security to tax savings, family financial literacy to annuities, we feature some of the best in their field.

Two fractional-share brokerages that can help simplify investing in Paul’s recommended portfolios–Motif Investing and M1 Finance.

Paul’s recommendations of more than 100 top U.S. companies and the U.S. TSP plan so you make the most of your savings.

Paul’s recommendations for Mutual Fund portfolios at Vanguard, Fidelity and T. Rowe Price.

Paul’s recommended Commission Free ETF portfolios at Vanguard, Fidelity, Schwab and TD Ameritrade

Best-in-Class ETF's

Learn how you can leave a legacy to a new-born child by this simple investment strategy

First-Time Investors


All information on this site is provided free of charge (with the exception of books for sale) and is funded in full by The Merriman Financial Education Foundation, an operating non-profit foundation founded in 2012.  Anyone wishing to use this educational information in web-based or printed materials are welcome to do so with the following attribution and link: “This information freely provided courtesy of” We would also appreciate if you would send us, via email, a copy and link of where it has been published.