Podcast
Bootcamp 4- Fine Tuning Your Asset Allocation 2025 Update
Video
Bootcamp 4- Fine Tuning Your Asset Allocation 2025 Update
MarketWatch Article
Article Coming Soon
Tables
Q & A
Q: Hey Paul I’ve done your 4 part strategy. would u allocate bonds as I got older? I’m 33 I’m doing the 25% each 500,LCV,SCV,SCB.
A: Typically I suggest that young investors stay 100% committed to equities (long term investments) until somewhere between 40 and 50. After that there should be a slow transfer to bonds. You can see what target date funds recommend as they all show their glide path. For example, Vanguard is 90% equities until age 40 and then slowly adds bonds until age 72 where they are 30% in equities and 70% in bonds. I think that is too conservative for most savvy investors. I am very comfortable with ending up at 60% equities by age 65 and 50/50 by 70. Fortunately you have many years to get your glide path together. It is a topic we plan to address with more details before the end of the year.
Q: Could you please share the source of the US SCV data? Where do you get the data?
A: We use as much real time data as we can. You can see the 1970-2024 data sources on the Sound Investing Portfolios 2025 Boot Camp page under, Data Disclosure Notice - Funds (1970-Present). For the tables that cover the period, 1928-2024, the data source is the Fama-French index data series.
Disclosures
Data Disclosure Notice - Funds (1970-Present)
Data Disclosure Notice - Indexes (1928-Present)
