The first part of this broadcast describes the investment strategy Paul and his wife are giving to their latest grandchild. After Paul describes the strategy, Daryl Bahls, Director of Analytics for The Merriman Financial Education Foundation, shares tables that represent the 95-year potential financial implications of this investment. Then, Chris Pedersen, our Director of Research, Daryl and Paul address the following questions:

1. · What’s the best way to compare the risk and return of different combinations of equity asset classes?
2. · How should someone move a major part of their portfolio from bonds to equities? Dollar cost average or make a lump sum investment?
3. · Which is better: the 10-fund portfolio or Chris’ 2 Funds for Life?
4. · What kind of problems are investors having at M1 Finance?
5. · What ETFs is Chris considering when he reviews his picks next year?
6. · What kind of returns should we expect from small-cap-value funds in the future?
7. · How should future returns of a globally diversified total market fund, like Vanguard Total World ETF (VT), be compared to the Worldwide 4 Fund Portfolio?
8. · Why do you recommend different ETFs for taxable and tax-deferred accounts?
9. · What do you plan to do to help investors make the best of their 401k investment choices?

See: New Tables by Daryl Bahls:

Fund for a Granddaughter

No-Nonsense Portfolios ‘Quilt Chart’ (1970 to 2021)

7-Sound Investing Portfolios (50-50) – 2022 (color)

(Paul makes reference to Table H1)

Get your copy of: 2 Funds for Life—A quest for simple & effective investing strategies by Chris Pedersen at Amazon (https://amzn.to/3BxTFoM) or other online book sellers.

Watch the video here.