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Paul begins the podcast by noting a recent interview he had with Andrew Giancola of Master Money and the Personal Finance Podcast. The topic is “⁠Simple Financial Steps With Massive Payoffs⁠.” In this podcast Paul discusses a new study that compares long term returns of the S&P 500 and the 4 Fund Portfolio. The study was motivated by an ⁠article written by Ben Carlson⁠



Paul discusses the same 20 year periods starting in 1930 and compares the results of The 4 Fund Portfolio to that of the S&P 500. He also makes the case, using one of ⁠his favorite quilt charts⁠, that the 4 Fund Portfolio is not only more profitable but is less risky on an annual basis.

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