Paul Merriman
Sound Investing For Every Stage of Life 

The Ultimate Target-Date Portfolios

Although I call the Target-Date Portfolios my team and I have developed, “The Ultimate,” we know there is no “ultimate” anything, because we can’t know the future. However, what we have built offers Target-Date investors three huge advantages over traditional Target-Date Funds:

• Elimination of bonds in early years

• Elimination of more conservative equities in early years

• Inclusion of more small-and-large-value asset classes during the entire period

These advantages should result in considerably higher returns.

Learn about our Ultimate Target-Date Portfolios