Free Books.

We're Talking Millions!

You're about to join more than 40,000 savvy investors in setting a course for a lifetime of sound investing. Understanding how to invest wisely for your future can be daunting — many people never get started for fear of making mistakes. Others make choices based on hearsay and hope.

In We're Talking Millions! , you'll learn why and how to make a handful of smart choices that can turn modest regular savings into a secure future. You'll discover 12 small steps with big payoffs — each of which can add $1 million or more to your retirement nest egg if you start in your twenties or thirties. For the first time, they're combined into a single action plan you can implement in less than one hour a year.

2 Funds for Life

Want to know why 2-Funds-for-Life strategies increase likely lifetime returns by 25% to more than 130% — and what you need to do to reap those benefits? This deep-dive owner's manual is for you.

We're all wired to invest for the future, but when it comes to personal finance few of us know how. How much should I save? How much risk can I take? How does risk tolerance change with age? How can I get the most while risking the least? Could I really do everything I need with just two funds?

2 Funds for Life is a quest to answer these questions — and show definitively that simple approaches can match, beat, or even trounce more complex ones.

The Mere Mortals' Financial Guide

Paul Heys's updated book is available for free — a reframing of the psychological concepts that influence wealth-related decisions, told in a clear, engaging, down-to-earth style.

Don't miss Appendix E. It contains a brilliantly written summary of Nobel laureate Daniel Kahneman's 500-page masterpiece, Thinking, Fast and Slow. — Paul Merriman

First Time Investor

An easy, essential read for getting started as a long-term investor. You'll learn exactly what to do to set and meet your financial goals — from the day you start saving and investing for your future, and for the rest of your lifetime.

If you invest wisely, you may be able to retire while your friends are still chained to their jobs. Whether you're 23 and just landed your first job, or 40 and decided to finally get serious about investing — if you follow the advice in this book, you'll have a high probability of being financially independent when your working years are over.

101 Investment Decisions

Learn how every investment decision you make has the potential to add $1,000, $10,000, $100,000 or more to your wealth. Together, this can mean millions of extra dollars for you and your family over the years.

The workbook for savvy investors at all stages of life. In his information-rich, pull-no-punches style, Paul Merriman explains the decisions to be made and the impact of each on your financial future — so you can easily prioritize and make the best financial choices to meet your goals. It's your future. Choose wisely.

Get Smart or Get Screwed

Understand the variety of financial brokers and advisors — and the services they can, and should, offer. Includes extensive lists of questions you should ask, services you should receive, and reasons why the brokerage industry is not always serving your best interests.

Paul helps you understand how to find and work with competent and ethical advisors, firms, and products. Getting the best and most from your advisor will save you time, grow your money, and give you peace of mind. Whether you're a first-time or savvy investor, you'll learn new ways to avoid the plethora of pitfalls many investors encounter.