Paul speaks with Ken Roberts in this episode of “Ken’s Bulls and Bears,” as they answer listeners’ questions:
7:55- How important are the expenses I pay on my investment portfolio?
10:06- Is diversifying really that important? What about loading up on winning stocks like Facebook and Apple?
19:54- What can investors do to manage risk in their fixed-income investments if interest rates start rising?
25:50- I’m in my early 30’s and for the last five years I have been putting all of my 401k into an S&P index fund; it has been doing very well. I want to add some international funds this year. What the best percentages?
30:00- I attended a seminar by an investment advisor who said he can use technical analysis to determine whether to be fully invested or sit in cash and be defensive during market downturns. Wouldn’t a strategy like that be better than buy-and-hold?
39:45 I recently retired and am invested in 60% stock funds and 40% bonds. How often should I re-adjust my allocation?
keywords: save on investing expenses, ken roberts, buy and hold strategy, rebalancing portfolio, paul merriman, sound investing
In just 50-minutes, Paul covers 50 of the most important investment ideas, each of which should lead to better returns, less risk and greater peace of mind. This is the audio portion of a video you can see at Paul’s website. Be sure to click here to access key supporting materials for this presentation.
Warren Buffett says, “To be a success one only has to do a very few things right, as long as they don’t do too many things wrong.”
This list of 50 includes all of the things you need to do right along with a bunch of things most investors do wrong. It shows how investing really works, so we don’t get sucked into expensive sales pitches that likely will make the sales person more than the investor.
Produced by the Washington State Society of CPAs for its members’ continuing education credit.
Paul Merriman / Uncategorized / best Investment Returns, Callan Periodic Tables, finances for seniors, how to rebalance portfolios, largest mutual funds, motif, Paul Merriman podcast, Sound Investing /
Paul Merriman / Sound Investing / balancing a portfolio, best emergency funds, distributions in retirement, John Bogle, managing 401k plans, Motif investing, Paul Merriman podcast, Sound Investing, what are small cap value funds /
Paul recently met for 90-minutes with Jack Bogle, founder of the Vanguard Family of Funds. Paul reflects on the main topics of the meeting, including what research Jack trusts, why he limits his recommendations to U.S. large cap companies, why the S&P 500 fund offering was almost cancelled, how much luck had to do with his success, why so many people happily under-perform the S&P 500, why he doesn’t think adding extra small cap value is a mistake for most investors, and how Vanguard and DFA clients differ.
One of the most important decisions an investor will make is how much to take out of their investments in retirement. That, in conjunction with the right balance of equities and fixed income, can lead to smooth sailing or some rough seas during retirement. In this podcast Paul compares using the S&P 500 equity asset class, a worldwide equity allocation and an all-value portfolio along with different percentages of fixed income. One of the surprises from this new research is the huge difference in dollars can come from the same long-term return from the same balance of equities and fixed income.
As promised to the more than 125 attendees of this Puget Sound chapter presentation, Paul answers the following 20 questions. Since many investors have the same or similar concerns, this podcast should be of interest and use to a broad range of investors, from first-time to well into retirement.
Paul discusses the Ultimate Buy-and-Hold Strategy – its value to protect your money and provide peace of mind no matter what the market does – and much more, with Rob Berger of DoughRoller, a website dedicated to “making the most of your money.” Rob’s mission is to help people make sense out of the ever-more complicated world of personal finance, investing, and money management. A transcript of the interview can be read here.
Every year Paul updates his Ultimate Buy & Hold Portfolio. In this podcast he covers the original 50/50 U.S. and international equity asset classes, AND the recent all-value portfolio (find those tables here). What if you added each of the asset classes – that have historically led to higher returns – without increasing risk? Join Paul to consider the impact. To follow along, Paul recommends that you print out the 2017 Tables and the 2-Fund Portfolio table
keywords: buy and hold, asset class allocation, all value portfolio, return without risk, paul merriman podcast, sound investing
I am thrilled to introduce George Sisti one of the smartest people in the field of personal financial planning, as well as asset allocation. I think the best way to introduce George’s work is to share a couple of his recent articles. In the first, George discusses the possible impact of “Fake News” on an investors’ financial future. He ends the article with one of the best pieces of original advice I’ve read. Don’t miss it! In the second article, “The Illusion of Wealth,” he discusses the important choice between whether to annuitize your 401k or roll it over to an IRA. Stay tuned for his advice at the end of the podcast. By the way, George is a long time personal friend. We have some differences of opinion but I have never heard him give a bad piece of advice. To read these articles, click here.