Paul Merriman / Sound Investing / balancing a portfolio, best emergency funds, distributions in retirement, John Bogle, managing 401k plans, Motif investing, Paul Merriman podcast, Sound Investing, what are small cap value funds /
Paul recently met for 90-minutes with Jack Bogle, founder of the Vanguard Family of Funds. Paul reflects on the main topics of the meeting, including what research Jack trusts, why he limits his recommendations to U.S. large cap companies, why the S&P 500 fund offering was almost cancelled, how much luck had to do with his success, why so many people happily under-perform the S&P 500, why he doesn’t think adding extra small cap value is a mistake for most investors, and how Vanguard and DFA clients differ.
One of the most important decisions an investor will make is how much to take out of their investments in retirement. That, in conjunction with the right balance of equities and fixed income, can lead to smooth sailing or some rough seas during retirement. In this podcast Paul compares using the S&P 500 equity asset class, a worldwide equity allocation and an all-value portfolio along with different percentages of fixed income. One of the surprises from this new research is the huge difference in dollars can come from the same long-term return from the same balance of equities and fixed income.
As promised to the more than 125 attendees of this Puget Sound chapter presentation, Paul answers the following 20 questions. Since many investors have the same or similar concerns, this podcast should be of interest and use to a broad range of investors, from first-time to well into retirement.
Paul discusses the Ultimate Buy-and-Hold Strategy – its value to protect your money and provide peace of mind no matter what the market does – and much more, with Rob Berger of DoughRoller, a website dedicated to “making the most of your money.” Rob’s mission is to help people make sense out of the ever-more complicated world of personal finance, investing, and money management. A transcript of the interview can be read here.
Every year Paul updates his Ultimate Buy & Hold Portfolio. In this podcast he covers the original 50/50 U.S. and international equity asset classes, AND the recent all-value portfolio (find those tables here). What if you added each of the asset classes – that have historically led to higher returns – without increasing risk? Join Paul to consider the impact. To follow along, Paul recommends that you print out the 2017 Tables and the 2-Fund Portfolio table
keywords: buy and hold, asset class allocation, all value portfolio, return without risk, paul merriman podcast, sound investing
I am thrilled to introduce George Sisti one of the smartest people in the field of personal financial planning, as well as asset allocation. I think the best way to introduce George’s work is to share a couple of his recent articles. In the first, George discusses the possible impact of “Fake News” on an investors’ financial future. He ends the article with one of the best pieces of original advice I’ve read. Don’t miss it! In the second article, “The Illusion of Wealth,” he discusses the important choice between whether to annuitize your 401k or roll it over to an IRA. Stay tuned for his advice at the end of the podcast. By the way, George is a long time personal friend. We have some differences of opinion but I have never heard him give a bad piece of advice. To read these articles, click here.
In a recent interview on Ken’s Bulls and Bears, Ken Roberts and Paul discuss a range of topics including the differences between the expected risk and return of small cap value mutual funds and ETFs, the steps that investors can take to invest for an early retirement, the most important facts that every investor should know and the lessons investors might have learned from what happened in the market in 2016.
In this podcast Paul reads and comments on a letter from a regular listener. The letter discusses what the investor is doing for her 3 children and the concerns she has when the children are old enough to cash out the proceeds. The letter also offers some of the confusion she had when she first contacted Motif to open an account. Finally she asks for Paul’s advice on which portfolio is best if she wants to be aggressive. These are the 3 websites the investor claims have motivated her to adjust her lifestyle and save for the future. I can see why they are appealing to young investors. http://www.gocurrycracker.com
Paul discusses the latest update of the Fine-Tuning Your Asset Allocation tables, which compare three different portfolio scenarios. In this podcast he focuses on the Ultimate Buy-and-Hold All-Value Equity Portfolio. The “Fine-Tuning Tuning Your Asset Allocation” table – created and updated by Paul and Rich Buck for 15 years – allows investors to compare possible returns and likely risks of various combinations of asset classes. The 2017 FTYAA Table compares all-value, worldwide equities, and the S&P 500, which is the most common benchmark for returns and risk.
You can see and access all of Paul’s recommended portfolios by setting up a free account at Motif Investing and then SEARCHING FOR: “MERRIMAN DIVERSIFIED.”
Paul talks with collaborator Chris Pedersen about the new Motif Investing portfolios they created based on Paul’s Ultimate Buy and Hold portfolio strategies and sound investing principles. These portfolios were created to make it simple and inexpensive for anyone with a minimum of $300 to get started investing now; and also for those more-seasoned investors to implement Paul’s principles and rebalance annually with one click. Learn more here.