Paul Merriman
Sound Investing For Every Stage of Life 

The Merriman Financial Education Foundation Programs

Since Paul’s founding of the Foundation in 2012, these many projects and programs have started and grown into major resources availed by tens of thousands of investors at every stage of life. Here, we proudly present a summary.

All of the resources at PaulMerriman.com are provided at no cost. Although some of Paul’s books are available at Amazon and other booksellers, all royalties are donated to The Foundation.

RECOMMENDED PORTFOLIOS AT MOTIF INVESTING

In March 2017, Paul introduced an affiliation with the online service, Motif Investing, where he found a way – with the help of Chris Pederson, and Daryl Bahls – to make it easy for investors to implement his recommended asset allocations, based on his “Ultimate Buy and Hold” portfolios, and using his “Fine-Tuning Your Asset Allocation” tables to assess their personal risk level.

At Motif, Paul has posted dozens of one-click, low-cost portfolios for investors at all ages and stages of life, and particularly young investors. Those who register for free and fund one or more portfolios through Paul’s link to Motif (choosing from Paul’s portfolios, others, or their own creation), may result in The Merriman Financial Education Foundation receiving a small commission. All proceeds from all sources related to the Foundation go to help fund the on-going work of the Foundation.

In Fall 2017, Paul – again with the help of Chris Pederson – created “The Ultimate Target-Date Portfolios” to help particularly young and new investors take advantage of more-aggressive allocations in the early years, presumably resulting in greater returns for retirement.

VIDEOS

The following 3 videos – created for the Washington Society of Certified Public Accountants membership and CPAs nationwide who receive Continuing Professional Education (CPE) credits – are intended to empower them to better educate their clients and families; as it is for our readers and listeners and their loved ones.

Financial Fitness Forever – Five Steps to More Money, Less Risk and More Peace of Mind

Beyond Buffett: Everything You Need to Know about Value Investing

50 Facts Every Investor Should Know

Presented at the 2016 RetireMeet Conference:
Habits and Attitudes of Successful Investors,

Five videos from the PBS series (2011) for which Paul was asked to do a special presentation that could be used to financially educate viewers, and encourage them to donate to their local TV station. These videos were intended to take a broad audience of viewers a step deeper into the investment topics he covered in the main presentation.

PODCASTS

Every Wednesday, Paul releases a new podcast on his site, addressing a broad range of investment-related topics. They are also available via RRS feed and iTunes, titled “Sound Investing.” This podcast was named “Best Money Podcast” by Money magazine in 2008, and since the creation of the Foundation more than 200 new podcasts have been added.

ARTICLES

Regular column at MarketWatch.com, (a website of The Wall Street Journal)

Paul, along with his long-time collaborator, Rich Buck, produce articles published on this popular site. These articles have not only developed a significant audience (averaging 50,000 opens a week) but they have been instrumental in building the free subscriber base at paulmerriman.com. You can access this extensive archive of more than 200 articles here

Experts

To serve our readers and listeners, Paul has published articles by industry leaders specializing in topics like Social Security, family finance, annuities and more. Find them here.

BOOKS

The website includes access to five of Paul’s books, with free direct download of the three books in his popular “How To Invest” series. Links to all books can be found here.

MUTUAL FUNDS, ETF’S AND 401(K) PLAN RECOMMENDATIONS

Paul offers specific recommendations for Mutual Funds (Vanguard, T. Rowe Price and Fidelity), ETFs (Vanguard, Fidelity, Charles Schwab and TD Ameritrade) and 401(k) Plans for more than 100 top U.S. Companies and the U.S. Government’s Thrift Savings Plan. These are updated annually. In 2017, our thanks to Tom Cock of Vestory for his invaluable help in updating and expanding the list of 401(k) plans.

BEST ADVICE

Under Paul’s “Best Advice” readers can access his best investment strategies through “evergreen” articles, updated annually: “The Ultimate Buy and Hold Strategy“, “Fine Tuning Your Asset Allocation” and “Retirement Distribution Tables“. Additionally they’ll find the radical way to leave a legacy in “Turn $3,000 into $50 million” and “Best-in-Class Recommendations for ETF Buy-and-Hold Portfolios” (article and tables).

THIS WEBSITE – PaulMerriman.com

This website serves as a constantly updated repository and archive for Paul’s work as a financial educator. In addition to all stated above, the site has an extensive archive of “Ask Paul,” Questions & Answers.

NEWSLETTER
Every second Thursday weeks, a free newsletter is sent to a growing list of subscribers (approximately 20,000 as of Nov. 2017). This provides links to the most recent MarketWatch articles, podcasts and Q&A’s, along with news of upcoming events, updated recommendations and insights. Sign up to receive them.

SPECIAL PROJECTS

WESTERN WASHINGTON UNIVERSITY

Paul’s dedication to financial education for young people is evidenced in his commitment to his alma mater, WWU. Every semester, Paul visits and lectures to “Personal Investing” (FIN 216), the class funded by The Merriman Financial Education Foundation, and also to the general student body and faculty.

Development of the course, originally titled “Investing for the Non-Finance Major,” began in September 2013. This 40-hour (4 credit) prepares students to take charge of their own financial future through understanding the process of investing for retirement and other important financial obligations.

Students learn about mutual funds, 401(k)s, IRAs, index funds, target date funds, asset allocation, selecting the best performing funds, stock and bond funds, inflation, long-term returns and risk of different investments, compound rate of return, and more.

From the start, the response was overwhelmingly positive with full student enrollment and engagement. Many thanks to Professor Pamela LaBorde whose commitment to improving financial literacy and enthusiasm for teaching have been keys to the success of the program.

As of spring 2014, “Personal Investing” (FIN 216), as it is now called, was officially approved as a GUR, or General University Requirement. This implies that some students needing to fulfill math requirements will choose “Personal Investing” as an option to other more stringent math-based courses offered.

Click here to read Student Comments after completion of the first class.

New Project! In Fall 2017, Paul recorded at WWU a series of 24 short videos for first-time investors to be used at the University. These will also be available free at his website in spring 2018.

Speaking Engagements

Paul addresses a number of investor groups, by request, including the American Association of Individual Investors, Market Technicians Association, and others. With a significant number of radio and TV interviews and programs to his credit, Paul is a frequent on-air guest. He is also available for media interviews and be contacted at paul@paulmerriman.com.

Sign up to receive them.
50 Facts Every Investor Should Know

Since Paul’s founding of the Foundation in 2012, these many projects and programs have started and grown into major resources availed by tens of thousands of investors at every stage of life.  Here, we proudly present a summary. 

All of the resources at PaulMerriman.com are provided at no cost. Although some of Paul’s books are available at Amazon and other booksellers, all royalties are donated to The Foundation.

RECOMMENDED PORTFOLIOS AT MOTIF INVESTING

In March 2017, Paul introduced an affiliation with the online service, Motif Investing, where he found a way – with the help of Chris Pederson, and Daryl Bahls – to make it easy for investors to implement his recommended asset allocations, based on his “Ultimate Buy and Hold” portfolios, and using his “Fine-Tuning Your Asset Allocation” tables to assess their personal risk level. At Motif, Paul has posted dozens of one-click, low-cost portfolios for investors at all ages and stages of life, and particularly young investors. Those who register for free and fund one or more portfolios through Paul’s link to Motif (choosing from Paul’s portfolios, others, or their own creation), may result in The Merriman Financial  Education Foundation receiving a small commission. All proceeds from all sources related to the Foundation go to help fund the on-going work of the Foundation.

In Fall 2017, Paul – again with the help of Chris Pederson – created “The Ultimate Target-Date Portfolios” to help particularly young and new investors take advantage of more-aggressive allocations in the early years, presumably resulting in greater returns for retirement.

 

VIDEOS

The following 3 videos – created for the Washington Society of Certified Public Accountants membership and CPAs nationwide who receive Continuing Professional Education (CPE) credits – are intended to empower them to better educate their clients and families; as it is for our readers and listeners and their loved ones.

Financial Fitness Forever – Five Steps to More Money, Less Risk and More Peace of Mind

Beyond Buffett: Everything You Need to Know about Value Investing

50 Facts Every Investor Should Know

Presented at the 2016 RetireMeet Conference: Habits and Attitudes of Successful Investors

Five videos from the PBS series (2011) for which Paul was asked to do a special presentation that could be used to financially educate viewers, and encourage them to donate to their local TV station. These videos were intended to take a broad audience of viewers a step deeper into the investment topics he covered in the main presentation.  

PODCASTS

Every Wednesday, Paul releases a new podcast on his site, addressing a broad range of investment-related topics. They are also available via RRS feed and iTunes, titled “Sound Investing.” This podcast was named “Best Money Podcast” by Money magazine in 2008, and since the creation of the Foundation more than 200 new podcasts have been added.

ARTICLES

Regular column at MarketWatch.com(a website of The Wall Street Journal)

Paul, along with his long-time collaborator,
Rich Buck, produce articles published on this popular site. These articles have not only developed a significant audience (averaging 50,000 opens a week) but they have been instrumental in building the free subscriber base at paulmerriman.com.  You can access this extensive archive of more than 200 articles here.

Experts

To serve our readers and listeners, Paul has published articles by industry leaders specializing in topics like Social Security, family finance, annuities and more. Find them here.


BOOKS

The website includes access to five of Paul’s books, with free direct download of the three books in his popular “How To Invest” series. Links to all books can be found here.


MUTUAL FUNDS, ETF’S AND 401(K) PLAN RECOMMENDATIONS

Paul offers specific recommendations for Mutual Funds (Vanguard, T. Rowe Price and Fidelity), ETFs (Vanguard, Fidelity, Charles Schwab and TD Ameritrade) and 401(k) Plans for more than 100 top U.S. Companies and the U.S. Government’s Thrift Savings Plan. These are updated annually. In 2017, our thanks to Tom Cock of Vestory for his invaluable help in updating and expanding the list of 401(k) plans.


BEST ADVICE

Under Paul’s “Best Advice” readers can access his best investment strategies through “evergreen” articles, updated annually: “The Ultimate Buy and Hold Strategy“, “Fine Tuning Your Asset Allocation” and “Retirement Distribution Tables“.  Additionally they’ll find the radical way to leave a legacy in “Turn $3,000 into $50 million and “Best-in-Class Recommendations for ETF Buy-and-Hold Portfolios” (article and tables).

THIS WEBSITE – PaulMerriman.com

This website serves as a constantly updated repository and archive for Paul’s work as a financial educator. In addition to all stated above, the site has an extensive archive of “Ask Paul,” Questions & Answers.  

NEWSLETTER
Every second Thursday weeks, a free newsletter is sent to a growing list of subscribers (approximately 20,000 as of Nov. 2017). This provides links to the most recent MarketWatch articles, podcasts and Q&A’s, along with news of upcoming events, updated recommendations and insights.

SPECIAL PROJECTS

WESTERN WASHINGTON UNIVERSITY

Paul’s dedication to financial education for young people is evidenced in his commitment to his alma mater, WWU. Every semester, Paul visits and lectures to “Personal Investing” (FIN 216), the class funded by The Merriman Financial Education Foundation, and also to the general student body and faculty.

Development of the course, originally titled “Investing for the Non-Finance Major,” began in September 2013. This 40-hour (4 credit)  prepares students to take charge of their own financial future through understanding the process of investing for retirement and other important financial obligations.

Students learn about mutual funds, 401(k)s, IRAs, index funds, target date funds, asset allocation, selecting the best performing funds, stock and bond funds, inflation, long-term returns and risk of different investments, compound rate of return, and more.

From the start, the response was overwhelmingly positive with full student enrollment and engagement. Many thanks to Professor Pamela LaBorde whose commitment to improving financial literacy and enthusiasm for teaching have been keys to the success of the program.

As of spring 2014, “Personal Investing” (FIN 216), as it is now called, was officially approved as a GUR, or General University Requirement. This implies that some students needing to fulfill math requirements will choose “Personal Investing” as an option to other more stringent math-based courses offered.

Click here to read Student Comments after completion of the first class.

New Project! In Fall 2017, Paul recorded at WWU a series of 24 short videos for first-time investors to be used at the University. These will also be available free at his website in spring 2018.

 

Speaking Engagements

Paul addresses a number of investor groups, by request, including the American Association of Individual Investors, Market Technicians Association, and others. With a significant number of radio and TV interviews and programs to his credit, Paul is a frequent on-air guest. He is also available for media interviews and be contacted at paul@paulmerriman.com.