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In this special podcast, Paul discusses his list of “A Dozen Million-Dollar Decisions.” This advice for college students was recorded this week for students at Western Washington University, Paul’s alma mater and where The Merriman Financial Education Foundation funds the development and presentation of Personal Investing 216, an accredited course since 2014. The 12 Decisions include: saving vs. spending, stocks vs. bonds, degrees of diversification, taxes, expenses, target date funds, and more
For young investors to better understand equities (stocks) and fixed income (bonds), see these Tables Here also are some sites that appeal to young investors trying to deal with the realities of student debt and transitioning to the “real world” while maintaining a budget that leaves room for some saving:

