The decision to establish a fixed distribution strategy can help ensure your peace of mind in retirement. This strategy is designed for people who retire with “enough” to meet minimum cash flow needs, including future adjustments for inflation. If you are new to our work, please read “The Ultimate Buy-and-Hold portfolio, 2018 edition” and the latest Fine Tuning Your Asset Allocations article. These two articles include the basis for the returns in these distribution tables.
To follow along with this discussion, please see the following Distribution Tables: 1, 2, 3, 10, 11,12, 19, 20 and 21. My goal is to give investors planning for retirement, or in retirement, enough information to select the right combination of equities and fixed income to meet their needs. Please note there are additional tables for investors who decide to use a 70% U.S./30% international equity combination. Please visit Distribution Tables 2018.