Paul Merriman
Sound Investing For Every Stage of Life 

Best-in-Class ETFs Portfolios

BEST-IN-CLASS TAX-DEFERRED ULTIMATE BUY & HOLD ETF PORTFOLIOS

Main ETF Recommendation Page

The basics of the Fidelity ETF program are discussed at https://www.fidelity.com/etfs/ishares

Vanguard Portfolios   Schwab Portfolios   TD Ameritrade Portfolios

 

ETFSymbolAggressiveModerateConservative
Vanguard S&P 500VOO11.2%6.7%4.5%
Vanguard Russell 1000 Value IndexVONV11.3%6.8%4.5%
Vanguard S&P Small–Cap 600 IndexVIOO11.2%6.7%4.5%
SPDR® S&P 600 Small Cap ValueSLYV11.3%6.8%4.5%
Vanguard REIT IndexVNQ5%3%2%
Vanguard FTSE Developed MarketsVEA9%5.4%3.6%
iShares MSCI EAFE ValueEFV9%5.4%3.6%
Vanguard FTSE All-Wld ex-US SmCpVSS9%5.4%3.6%
WisdomTree Intl Small Cap Div (value)DLS9%5.4%3.6%
Vanguard FTSE Emerging MarketsVWO4.5%2.7%1.8%
SPDR® S&P Emerging Markets Small CapEWX4.5%2.7%1.8%
Vanguard Global ex-US REITVNQI5%3%2%
Vanguard Short-Term Government BondVGSH0%12%18%
SPDR® Blmbg Barclays Interm Term TrsITE0%20%30%
Vanguard Short-Term Infl. Prot. SecuritiesVTIP0%8%12%

 

The reason these allocations include tenths of a percent instead of being rounded to single digit percentages is to match the way they show up in Paul’s Motifs at Motif Investing.  In fact, small changes in percentages will have little effect in total portfolio performance.  Feel free to round up or down to simplify when using this for DIY portfolios.

BEST-IN-CLASS TAX-DEFERRED ULTIMATE ALL-VALUE ETF PORTFOLIOS

Main ETF Recommendation Page

The basics of the Fidelity ETF program are discussed at https://www.fidelity.com/etfs/ishares

Vanguard Portfolios   Schwab Portfolios   TD Ameritrade Portfolios

ETFSymbolAggressiveModerateConservative
Vanguard Russell 1000 Value IndexVONV25%15%10%
SPDR® S&P 600 Small Cap ValueSLYV16%10%6%
Vanguard Small-Cap ValueVBR9%5%4%
iShares MSCI EAFE ValueEFV20%12%8%
WisdomTree Intl Small Cap Div (value)DLS20%12%8%
Vanguard FTSE Emerging MarketsVWO5%3%2%
SPDR® S&P Emerging Markets Small CapEWX5%3%2%
Vanguard Short-Term Government BondVGSH0%12%18%
SPDR® Blmbg Barclays Interm Term TrsITE0%20%30%
Vanguard Short-Term Infl. Prot. SecuritiesVTIP0%8%12%

 

BEST-IN-CLASS TAX-DEFERRED ALL-SMALL-CAP-VALUE ETF PORTFOLIO

Main ETF Recommendation Page

The basics of the Fidelity ETF program are discussed at https://www.fidelity.com/etfs/ishares

Vanguard Portfolios   Schwab Portfolios   TD Ameritrade Portfolios 

ETFSymbol 
SPDR® S&P 600 Small Cap ValueSLYV32.5%
Vanguard Small-Cap ValueVBR17.5%
WisdomTree Intl Small Cap Div (value)DLS30%
Vanguard FTSE Emerging MarketsVWO10%
SPDR® S&P Emerging Markets Small CapEWX10%