Paul Merriman
Sound Investing For Every Stage of Life 

Best-in-Class ETFs Portfolios

Main ETF Recommendation Page

BEST-IN-CLASS TAX-DEFERRED ULTIMATE BUY & HOLD ETF PORTFOLIOS

ETFSymbolAggressiveModerateConservative
Vanguard Total Stock MarketVTI10%6%4%
Invesco S&P 500® Pure ValueRPV10%6%4%
iShares Core S&P Small-CapIJR10%6%4%
SPDR® S&P 600 Small Cap ValueSLYV10%6%4%
Vanguard REIT Index VNQ10%6%4%
Vanguard FTSE Developed MarketsVEA10%6%4%
iShares MSCI EAFE ValueEFV10%6%4%
Schwab Fundamental Intl Sm CoFNDC10%6%4%
WisdomTree Intl Small Cap Div DLS10%6%4%
WisdomTree Emerging Markets SmCp DGS10%6%4%
Vanguard Short-Term Government Bond VGSH 0% 12% 18%VGSH0%12%18%
SPDR® Blmbg Barclays Interm Term TrsITE0%20%30%
Vanguard Short-Term Infl. Prot. SecuritiesVTIP0%8%12%

BEST-IN-CLASS TAX-DEFERRED ULTIMATE ALL-VALUE ETF PORTFOLIOS

ETFSymbolAggressiveModerateConservative
Invesco S&P 500® Pure ValueRPV25%15%10%
SPDR® S&P 600 Small Cap ValueSLYV25%15%10%
iShares MSCI EAFE ValueEFV20%12%8%
WisdomTree Intl Small Cap DivDLS20%12%8%
WisdomTree Emerging Markets SmCp DivDGS10%6%4%
Vanguard Short-Term Government BondVGSH0%12%18%
SPDR® Blmbg Barclays Interm Term TrsITE0%20%30%
Vanguard Short-Term Infl. Prot. SecuritiesVTIP0%8%12%

BEST-IN-CLASS TAX-DEFERRED ALL-SMALL-CAP-VALUE ETF PORTFOLIO

ETFSymbol 
SPDR® S&P 600 Small Cap ValueSLYV50%
WisdomTree Intl Small Cap DivDLS30%
WisdomTree Emerging Markets SmCp DivDGS20%

BEST-IN-CLASS TAXABLE ULTIMATE BUY &HOLD ETF PORTFOLIOS

ETFSymbolAggressiveModerateConservative
Vanguard Total Stock MarketVTI12.5%7.5%5%
Invesco S&P 500® Pure ValueRPV12.5%7.5%5%
iShares Core S&P Small-CapIJR12.5%7.5%5%
iShares S&P SmallCap 600 Val IdxIJS12.5%7.5%5%
Vanguard FTSE Developed MarketsVEA10%6%4%
iShares MSCI EAFE ValueEFV10%6%4%
Schwab Fundamental Intl Sm CoFNDC10%6%4%
WisdomTree Intl Small Cap DivDLS10%6%4%
WisdomTree Emerging Markets SmCp DivDGS10%6%4%
SPDR® Blmbg Barclays Interm Term TrsITE0%6%9%
SPDR® Nvn Barclays Short Term Muni BndSHM0%16%24%
VanEck Vectors AMT-Free Inter. Muni BndITM0%18%27%

BEST-IN-CLASS TAXABLE ULTIMATE ALL-VALUE ETF PORTFOLIOS

ETFSymbolAggressiveModerateConservative
Invesco S&P 500® Pure ValueRPV25%15%10%
iShares S&P SmallCap 600 Val IdxIJS25%15%10%
iShares MSCI EAFE ValueEFV20%12%8%
WisdomTree Intl Small Cap Div (value)DLS20%12%8%
WisdomTree Emerging Markets SmCp DivDGS10%6%4%
SPDR® Blmbg Barclays Interm Term TrsITE0%6%9%
SPDR® Nvn Barclays Short Term Muni BndSHM0%16%24%
VanEck Vectors AMT-Free Inter. Muni BndITM0%18%27%

BEST-IN-CLASS TAXABLE ALL-SMALL-CAP-VALUE ETF PORTFOLIO

ETFSymbol 
iShares S&P SmallCap 600 Val IdxIJS50%
WisdomTree Intl Small Cap DivDLS30%
WisdomTree Emerging Markets SmCp DivDGS20%

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