qandaQ: Why don’t you include low-cost ETFs in your recommendations?

Q: There are many low-cost ETFs with good performance, like those issued by ishares and spdrs. Why don’t you include them in your portfolios? 

A:  My focus is on commission-free ETFs at Vanguard, Fidelity and Schwab. There are lots of other great ETFs. In many cases the size of the investments are very small, so the commission-free ETFs work well. My main goal is to expose investors to the best asset classes with low cost.