Updated February 29, 2016

Vanguard Portfolios   T. Rowe Portfolios

Paul’s Mutual Fund Recommendations For Fidelity

Fund

Symbol    Aggressive    Moderate    Conservative
Fidelity Spartan 500 Index FUSEX 11% 6% 4%
Fidelity Large Cap Value Enhanced Index FLVEX 11% 7% 5%
Fidelity Spartan Small Cap Index FSSPX 11% 7% 4%
iShares Small-Cap 600 Value     IJS 12% 7% 5%
Fidelity Spartan Real Estate Index FRXIX 5% 3% 2%
Fidelity Spartan International Index FSIIX 9% 6% 3%
Fidelity International Value FIVLX 18% 10% 7%
Fidelity International Small Cap Opp FSCOX 9% 5% 4%
Fidelity Spartan Emerging Markets FPEMX 9% 6% 4%
Fidelity International Real Estate FIREX 5% 3% 2%
Fidelity Spartan Intermediate Term Bond Index FIBIX 0% 20% 30%
Fidelity Spartan Short-Term Bond Index FSBIX 0% 12% 18%
Fidelity Spartan Inflation‐Protected Bond Index FSIYX 0% 8% 12%

 

*FCPVX is closed to new investors.  Present holders of FCPVX can continue to hold, and add to, the fund or move to IJS (a commission free ETF at Fidelity).  IJS has lower costs and is more tax efficient than FCPVX.  Please talk with Fidelity about the process of rebalancing between your holdings.