Every year Paul updates his Ultimate Buy & Hold Portfolio. In this podcast he covers the original 50/50 U.S. and international equity asset classes, AND the recent all-value portfolio (find those tables here). What if you added each of the asset classes – that have historically led to higher returns – without increasing risk? Join Paul to consider the impact. To follow along, Paul recommends that you print out the 2017 Tables and the 2-Fund Portfolio table
keywords: buy and hold, asset class allocation, all value portfolio, return without risk, paul merriman podcast, sound investing
In a recent interview on Ken’s Bulls and Bears, Ken Roberts and Paul discuss a range of topics including the differences between the expected risk and return of small cap value mutual funds and ETFs, the steps that investors can take to invest for an early retirement, the most important facts that every investor should know and the lessons investors might have learned from what happened in the market in 2016.
Paul discusses the latest update of the Fine-Tuning Your Asset Allocation tables, which compare three different portfolio scenarios. In this podcast he focuses on the Ultimate Buy-and-Hold All-Value Equity Portfolio. The “Fine-Tuning Tuning Your Asset Allocation” table – created and updated by Paul and Rich Buck for 15 years – allows investors to compare possible returns and likely risks of various combinations of asset classes. The 2017 FTYAA Table compares all-value, worldwide equities, and the S&P 500, which is the most common benchmark for returns and risk.
You can see and access all of Paul’s recommended portfolios by setting up a free account at Motif Investing and then SEARCHING FOR: “MERRIMAN DIVERSIFIED.”
Paul talks with collaborator Chris Pedersen about the new Motif Investing portfolios they created based on Paul’s Ultimate Buy and Hold portfolio strategies and sound investing principles. These portfolios were created to make it simple and inexpensive for anyone with a minimum of $300 to get started investing now; and also for those more-seasoned investors to implement Paul’s principles and rebalance annually with one click. Learn more here.
Paul explains why he’s excited to offer this new, easy, low-cost way to implement his Ultimate Buy and Hold portfolio recommendations, and invest wisely for the long term. To learn more about Paul’s “one-click-and-you-re-done” portfolios at Motif Investing, Click here.
We know the 8 year market is unlikely to go for much longer. In this recording I made for PBS, I cover 10 ways to protect your hard earned gains from the coming bear market. If you don’t have your defense in place maybe one of these 10 will feel right. Of course young investors should be hoping for a bear market to take advantage of lower prices.
With all the speculation about the future of fiduciaries, I felt it was time to make some remarks about important differences between those inside and outside the world of commissions. But, as you’ll discover, even a fee-only fiduciary can give terrible advice. Plus, having just spoken at a conference sponsored by a local DFA advisor, I thought it appropriate to take another shot at explaining some of the essential differences between the great Vanguard funds and the sometimes even greater DFA funds.
If you are one of the millions of people who are considering an insurance product as part of your retirement plan, listen to this! It is hard to believe that an insurance company would ever pay a 12% commission on a million dollar investment if the product promised everything a person could want in retirement, plus a cash bonus. The product promised guaranteed growth, guaranteed protection from loss, guaranteed income for life and a huge cash bonus for signing up. Thanks to Stan the Annuity Man, Paul and a friend found out the real truth behind this product. Before you buy an insurance product as part of your retirement plan, please contact Stan for his free books. Remember, according to Ben Franklin, an education pays the highest dividends. It can also keep you from going broke.
Paul Merriman / Uncategorized / how to maximize investments, how will Trump presidency affect the market, Paul Merriman podcast, prepare for changes in stock market, Sound Investing, will bull market continue /
One of the biggest mistakes investors make is not to diversify sufficiently to virtually eliminate stock or company risk. Paul reads part of two important articles. In “Speculating versus investing: The buying of individual stocks,” Larry Swedroe discusses the reasons owning individual stocks is an approach that requires taking more risk without an additional return. He also lists the reasons investors find it compelling to take this additional return, even though the expected return could be far less than simply owning an index fund. In a related topic, Paul reads from Jeremy Siegel”s 1998 “Valuing growth stocks: Revisiting the Nifty Fifty.” This fascinating article tracks some of the “best stocks” in the world over a 25-year period. He then compares the returns of the Nifty Fifty with the S&P 500, large cap value, small cap blend and small cap value.
Fellow Retirementor Ken Roberts always has a long list of questions for me on his Ken’s Bull and Bears Report. In this interview Ken asks questions about stock performance in a growing economy, how to beat the market, the need for professional advisors, lessons learned from the Trump election, my favorite Bogle quotes and how to be sure an advisor has your best interest in mind. During the interview I surprised myself by noting that Bogle, Buffet and Trump are all losers——as well as myself!
The most common question I get is focused on the likelihood of abnormally low future returns on stocks. This is not only a common question today, it is one of the most common questions investors have after any difficult market period. How can anyone possibly know what happens next? There is always a list of reasons for the market to go up, as well as to go down. The “Death of Equities” is the most famous stock market article ever written.
We are surrounded by people who lie. Experts say we lie on a regular basis, so the fact that our politicians, corporations and those trying to sell us something often lie should not be a surprise. Paul wants investors to search hard for the truth, not just by others but also lies we tell ourselves. He suggests a powerful way to use the smartphone in search of the truth and yes, it could earn you an extra million dollars
Warren Buffet, Peter Lynch, John Bogle and Ben Franklin and more… Paul discusses some of the most meaningful financial quotes and suggests that reviewing such quotes once a year may help you be more committed to and focused on the most important investment basics.This recording was produced for Public Broadcasting Service (PBS) as part of a 2011/12 pledge package. As Paul had not listened to the CD since recording, he was surprised to find he’d used a quote from Donald Trump and said, “I think his quote was very thoughtful and represented an idea that is seldom considered when trying to make a list of the most important investment decisions.”