Best-in-Class Recommended Portfolios

BEST-IN-CLASS TAX-DEFERRED
ULTIMATE BUY & HOLD ETF PORTFOLIOS

Main ETF Recommendation Page

This is the main Vanguard page on ETFs: https://investor.vanguard.com/etf/

Schwab Portfolios   Fidelity Portfolios  TD Ameritrade Portfolios  Vanguard

ETF Symbol Aggressive Moderate Conservative
Vanguard S&P 500 VOO 11.2% 6.7% 4.5%
Vanguard Russell 1000 Value Index VONV 11.3% 6.8% 4.5%
Vanguard S&P Small–Cap 600 Index VIOO 11.2% 6.7% 4.5%
Guggenheim S&P SmallCap 600 PureVal RZV 11.3% 6.8% 4.5%
Vanguard REIT Index VNQ 5% 3% 2%
Vanguard FTSE Developed Markets VEA 9% 5.4% 3.6%
iShares MSCI EAFE Value EFV 9% 5.4% 3.6%
Vanguard FTSE All-Wld ex-US SmCp VSS 9% 5.4% 3.6%
WisdomTree Intl Small Cap Div (value) DLS 9% 5.4% 3.6%
Vanguard FTSE Emerging Markets VWO 4.5% 2.7% 1.8%
SPDR® S&P Emerging Markets Small Cap EWX 4.5% 2.7% 1.8%
Vanguard Global ex-US REIT VNQI 5% 3% 2%
Vanguard Short-Term Government Bond VGSH 0% 12% 18%
SPDR® Blmbg Barclays Interm Term Trs ITE 0% 20% 30%
Vanguard Short-Term Infl. Prot. Securities VTIP 0% 8% 12%

BEST-IN-CLASS TAX-DEFERRED
ULTIMATE ALL-VALUE ETF PORTFOLIOS

Main ETF Recommendation Page

This is the main Vanguard page on ETFs: https://investor.vanguard.com/etf/

Schwab Portfolios   Fidelity Portfolios  TD Ameritrade Portfolios  Vanguard

ETF Symbol Aggressive Moderate Conservative
Vanguard Russell 1000 Value Index VONV 25% 15% 10%
Guggenheim S&P SmallCap 600 PureVal RZV 25% 15% 10%
iShares MSCI EAFE Value EFV 20% 12% 8%
WisdomTree Intl Small Cap Div (value) DLS 20% 12% 8%
SPDR® S&P Emerging Markets Small Cap EWX 10% 6% 4%
Vanguard Short-Term Government Bond VGSH 0% 12% 18%
SPDR® Blmbg Barclays Interm Term Trs ITE 0% 20% 30%
Vanguard Short-Term Infl. Prot. Securities VTIP 0% 8% 12%

BEST-IN-CLASS TAX-DEFERRED
ALL-SMALL-CAP-VALUE ETF PORTFOLIO

Main ETF Recommendation Page

This is the main Vanguard page on ETFs: https://investor.vanguard.com/etf/

Schwab Portfolios   Fidelity Portfolios  TD Ameritrade Portfolios  Vanguard

ETF Symbol  
Guggenheim S&P SmallCap 600 PureVal RZV 50%
WisdomTree Intl Small Cap Div (value) DLS 30%
SPDR® S&P Emerging Markets Small Cap EWX 20%