ASK PAUL - Paul Merriman

ASK PAUL

As a dedicated financial educator and retired investment advisor, Paul Merriman welcomes questions from his readers.

Please email your questions (stated as succinctly as possible) to info@paulmerriman.com. Title the subject line: ASK PAUL.

Be sure to include your name and phone number so Paul can reach you if further discussion is required. We may post your question and Paul's answer here on this site. We will not post your name or personal information.

Thank you!

QUESTION: What would happen if I did the exact opposite of what you recommend?

QUESTION: Your recommended bond funds include Tips and Treasuries. What do you think about allocation to foreign bonds, such as Australia or Brazil? Some even recommend bank loans, e.g., BKLN. Or am I just reaching for yield?

QUESTION: Should my retirment funds be in my taxable or 401(k) accounts?

QUESTION: Did they pay this guy, Paul Merriman, for this MarketWatch article on asset allocation? It's NOT a new idea.

QUESTION: Is it possible to put money into our IRA account after retirement?

QUESTION: Now that Apple is down to $450, is it time to purchase again?

QUESTION: If everyone believes that small-cap index funds will outperform and have better results, won't everyone invest in them until they become overvalued and not such and amazing deal anymore?

QUESTION: Do you have an opinion on the Vanguard Managed Payout Funds as a way to tap portfolio income in retirement?

QUESTION: I read "Live It Up Without Outliving Your Money" in 2008. You were very high on DFA. Are you still as high as you were when you wrote the book?

Question: Is there a reason to wait until after year end distributions are paid at Vanguard before I re-balancy my funds?

Question: I don't think turnover rates mean as much for bonds as equities, but should I even be looking at turnover rates of bonds?

Question: You recommend people hire an advisor who uses Dimensional funds. Are there advisors who offer Dimensional funds in Canada? And are they no load?

Question: I am meeting with a new investment advisor next week. What should I ask them about their track record?

Question: I've noticed that my recent investment performance has been significantly lower than the recent performance of the S&P 500. Does it still make sense to stick with your recommended Vanguard Index Funds vs. the simple Vanguard S&P 500 Index?

FREE NEWSLETTER

JOIN PAUL AT: