qandaQ:  I am 55 years old and want to start investing, should I?

Q: I have read many things written by you, as well as follow you on YouTube. Your teachings have revealed a lot to me. I am 55 years old and want to start investing. I have a sum of $2,500 to begin with and have an Roth account with Fidelity. Should I start with FUSEX? I could get in with $2,500 minimum. Is that my best thing to do?

A:  I’m glad my work has helped you get ready to invest. I suggest you use the Fidelity, Vanguard, or Schwab ETFs so you will be able to buy all of the asset classes.  While Fidelity is fine, the expenses at Vanguard and Schwab are lower.  In fact, Schwab has the lowest expenses and the lowest minimum. I hope you will listen to my podcast on using the commission free ETFs at these three companies.