mutualfund3

Paul’s Mutual Fund Recommendations

Last Updated: February 2014

Vanguard Portfolios     Fidelity Portfolios     T.Rowe Portfolios

Vanguard Tax-Deferred Portfolios

Fund

Symbol Aggressive Moderate Conservative
Vanguard 500 Index VFINX 11% 6% 4%
Vanguard Value Index VIVAX 11% 7% 5%
Vanguard Small Cap Index NAESX 11% 7% 4%
Vanguard Small Cap Value Index VISVX 12% 7% 5%
Vanguard REIT Index VGSIX 5% 3% 2%
Vanguard Developed Markets Index * VDMIX 9% 6% 3%
Vanguard International Value VTRIX 18% 10% 7%
Vanguard FTSE All‐Wld ex‐US SmCp Index VFSVX 9% 5% 4%
Vanguard Emerging Mkts Stock Index VEIEX 9% 6% 4%
Vanguard Global Ex-U.S. Real Estate Index VGXRX 5% 3% 2%
Vanguard Short‐Term Treasury VFISX 0% 12% 18%
Vanguard Interm‐Term Treasury VFITX 0% 20% 30%
Vanguard Inflation‐Protected Secs VIPSX 0% 8% 12%

Vanguard Tax-Managed Portfolios

Fund

Symbol Aggressive Moderate Conservative
Vanguard 500 Index VFINX 12% 7% 5%
Vanguard Value Index VIVAX 13% 8% 5%
Vanguard Small Cap Index NAESX 12% 7% 5%
Vanguard Small Cap Value Index VISVX 13% 8% 5%
Vanguard Developed Markets Index VDMIX 10% 6% 4%
Vanguard International Value VTRIX 20% 12% 8%
Vanguard FTSE All-World ex-US Small Cap Index VFSVX 10% 6% 4%
Vanguard Emerging Markets Index VEIEX 10% 6% 4%
Vanguard Intermediate Term US Treasuries VFITX 0% 6% 9%
Vanguard Limited Duration Tax-Exempt VMLTX 0% 16% 24%
Vanguard Intermediate Term Tax-Exempt VWITX 0% 18% 27%

Vanguard Emergency Fund Portfolio

Fund

Symbol Allocation
Vanguard Prime Money Market VMMXX First three to six months worth of living expenses
Vanguard Short Term Investment Grade VFSIX Funds in excess of three to six months of living expenses

Vanguard Monthly Income Portfolio

Fund

Symbol Allocation
Vanguard Short‐Term Investment‐Grade VFSTX 25%
Vanguard Interm‐Term Invmt‐Grade VFICX 25%
Vanguard GNMA VFIIX 25%
Vanguard High‐Yield Corporate VWEHX 25%

 

Fidelity Tax-Deferred Portfolios

Fund

Symbol Aggressive Moderate Conservative
Fidelity Spartan 500 Index FUSEX 11% 6% 4%
Fidelity Large Cap Value Enhanced Index FLVEX 11% 7% 5%
Fidelity Spartan Small Cap Index FSSPX 11% 7% 4%
Fidelity Small Cap Value FCPVX 12% 7% 5%
Fidelity Spartan Real Estate Index FRXIX 5% 3% 2%
Fidelity Spartan International Index FSIIX 9% 6% 3%
Fidelity International Value FIVLX 18% 10% 7%
Fidelity International Small Cap Opp FSCOX 9% 5% 4%
Fidelity Spartan Emerging Markets FPEMX 9% 6% 4%
Fidelity International Real Estate FIREX 5% 3% 2%
Fidelity Spartan Intermediate Term Bond Index FIBIX 0% 20% 30%
Fidelity Spartan Short-Term Bond Index FSBIX 0% 12% 18%
Fidelity Spartan Inflation‐Protected Bond Index FIPBX 0% 8% 12%

 

T. Rowe Price Tax-Deferred Portfolios

Fund

Symbol Aggressive Moderate Conservative
T. Rowe Price Equity Index 500 PREIX 10% 6% 4%
T. Rowe Price Value TRVLX 10% 6% 4%
T. Rowe Price Small‐Cap Stock OTCFX 10% 6% 4%
T. Rowe Price Small‐Cap Value PRSVX 10% 6% 4%
T. Rowe Price Real Estate TRREX 10% 6% 4%
T. Rowe Price International Eq Index PIEQX 10% 6% 4%
T. Rowe Price Intl Gr & Inc TRIGX 20% 12% 8%
T. Rowe Price International Discovery PRIDX 10% 6% 4%
T. Rowe Price Emerging Markets Stock PRMSX 10% 6% 4%
T. Rowe Price Short‐Term Bond PRWBX 0% 12% 18%
T. Rowe Price US Treasury Interm PRTIX 0% 20% 30%
T. Rowe Price Inflation Protected Bd PRIPX 0% 8% 12%

 

*The Vanguard Developed Markets Index (VDMIX) is temporarily closed to new investors.  It should reopen in April 2014.  For those in the Developed Market Fund I am not recommending a change but for new investors you can use Vanguard Tax-Managed International Fund (VDVIX) until VDMIX is reopened.

 Disclaimer